Insurance and Financial Support - HealthTree for Multiple Myeloma
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Insurance and Financial Support

Last updated on: 3/31/2025

Managing the costs of MRD testing can feel overwhelming, but understanding your insurance coverage and knowing where to find financial assistance can help ease the burden.

Understanding Insurance Coverage

  • Contact your insurance provider to ask if MRD testing is covered under your current plan.
  • Request a detailed explanation of any out-of-pocket costs, such as copays or deductibles.
  • Ask your healthcare provider to submit a pre-authorization request if required by your insurance.

Financial Assistance Programs

  • Many hospitals and cancer centers offer patient financial assistance programs to help with testing costs.
  • Pharmaceutical companies often have patient support programs that may cover testing or treatment costs.
  • Talk to a financial coach in the HealthTree Coach program to get you connected to financial resources. 

Tips for Managing Costs

  • Keep a record of all medical bills and insurance correspondence for reference.
  • Discuss payment plans with your healthcare provider's billing department.
  • Consider speaking with a financial counselor at your treatment center for personalized guidance.

Navigating the financial aspects of MRD testing can be challenging, but with the right resources and support, you can focus more on your health and less on the costs.

Continue learning about the financial resources available to you here:

HealthTree Financial Resources